Country : AUSTRIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : BELGIUM

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : BULGARIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : CROATIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : CYPRUS

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : CZECH REPUBLIC

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : DENMARK

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : ESTONIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : FINLAND

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : GERMANY

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : GREECE

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : HUNGARY

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : ICELAND

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : IRELAND

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : ITALY

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : LATVIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : LIECHTENSTEIN

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : LITHUANIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : LUXEMBOURG

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : MALTA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : NETHERLANDS

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : NORWAY

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : POLAND

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : PORTUGAL

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : ROMANIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : SLOVAKIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : SLOVENIA

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : SPAIN

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services

Country : SWEDEN

Activities provided on a cross-border basis

List of activities in the payment services field

	1	Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
	2	Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
	3	Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	4	Execution of payment transactions where the funds are covered by a credit line for a payment service user:
		a)	execution of direct debits, including one-off direct debits
		b)	execution of payment transactions through a payment card or a similar device
		c)	execution of credit transfers, including standing orders
	5	Issuing of payment instruments
	5	Acquiring of payment transactions
	6	Money remittance
	7	Payment initiation services
	8	Account information services